You May Qualify for Lower-cost Coverage Based on Your Income or qualifying events.

ACA Marketplace and Private PPO options
explained by verified State-licensed advisors.

State-Based Affordable Health Coverage Comparison & Advisor Assignment Network

EverAid is a secure health coverage matching and advisor assignment platform that routes individuals and households to one state-licensed advisor based on eligibility, timing, and plan type.

& more.

➤ All advisors in our network work with multiple national and regional carriers; access varies by state, license, and assigned agency.

Compare 2026 plans & prices available in your area.

Enter your ZIP to view plans available in your area and eligibility pathways.
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✓Trusted enrollment partner
✓ Secure Routing
‍ ✓HIPAA Conscious Guidance.
How It Works
No spam policy: We do not sell or share your information with call centers.
‍Advisor matching: Requests may be routed to a state-licensed advisor based on availability.
‍Independence: EverAid is not affiliated with HealthCare.gov or any government agency.
EverAid Standard
Compare - Verify - Determine - Enroll
Side-by-side
ACA & private options
Network-first
Doctors & hospitals
RX check
Formulary validation
Guided
Licensed support
Designed to reduce confusion, prevent network surprises, and streamline enrollment through a guided, verified process.
✓ Secure & compliant
‍HIPAA-aligned data handling & encrypted routing
✓ No robocalls
‍One-to-one advisor assignment only
✓ Licensed advisors only
‍State-verified, appointment-based assistance
✓ Info never sold
‍No call-center distribution..
PRIMARY MEDICAL INSURANCE

ACA Marketplace Coverage

Subsidized essential health coverage.
‍ (Learn more) ➤

Private Provider Coverage

Nationwide, higher-access coverage.
‍ (Learn more) ➤
ENROLLMENT STRUCTURE

Individual Coverage

Personalized coverage for your needs.
‍ (Learn more) ➤

Family Coverage

Unified coverage for your household.
(Learn more) ➤

Small Business Coverage

Keep your whole team safe with customized plans.(Learn more) ➤
DURATION-BASED COVERAGE

Short-Term Coverage

Temporary coverage for life transitions.
 (Learn more) ➤
ADDITIONAL COVERAGE

Supplemental Coverage

Affordable routine care benefits, including dental & vision coverage.
‍ (Learn more) ➤
RISK-LIMITED COVERAGE

Catastrophic Coverage

For major emergencies with lower premiums.
 (Learn more) ➤

How the EverAid Enrollment System Works

1

Start with ZIP Code ✓
Identify plans available where you live and route you to the correct marketplace or private options.

2

Coverage Fit Screening ✓
Determine whether ACA Marketplace coverage, private PPO options, or both should be evaluated.

3

Savings & Eligibility Review ✓
Estimate subsidy eligibility (if applicable) and identify the most cost-effective coverage path.

4

Doctor, Hospital & Prescription Validation ✓
Confirm networks and medication needs so the plan matches real-world usage.

5

Plan Comparison & Recommendation Set ✓
Present side-by-side plan options with key tradeoffs (premium, deductible, network, benefits).

6

Advisor Assignment (State-Licensed) ✓
If requested, connect you with a licensed advisor for questions and enrollment support.

7

Enrollment Submission & Coverage Activation.
Finalize the application and confirm effective dates based on plan rules and eligibility
Connect with state-licensed advisors for plan comparison eligibility review, and enrollment assistance through a compliant matching process.

Plan Type Overview

Structured information for quick eligibility and fit screening.
EverAid STANDARD

Compare ACA Marketplace & Private Plans

EverAid is designed to help you evaluate ACA Marketplace coverage and private provider options using a consistent, verification-first approach. Availability, eligibility, and pricing vary by state and carrier.

Compare ACA Marketplace & Private Plans may be a good fit if you:

• Want to compare regulated ACA coverage and private options side-by-side
• Need to verify doctors, hospitals, and prescriptions before choosing
• Want a guided enrollment process with optional licensed support
• Prefer a spam-free, platform-based intake instead of call-center blasting
COMMON INCLUSIONS

What this coverage typically includes

• Plan comparison across premium, deductible, network, and benefits
• Network verification for doctors and facilities
• Prescription checks (coverage and tiering, where available)
• Eligibility and savings review (when applicable)
Coverage details, deductibles, networks, and eligibility vary by carrier and state. Savings and subsidy determination is subject to program rules and verification.

Special Enrollment (Qualifying Life Events)

Enrollment outside standard windows may be available after certain life changes.
ELIGIBLITY

When special enrollment may apply

If you experience a qualifying life event, you can enroll or change coverage outside standard open enrollment windows. Eligibility depends on the event type, timing, and required documentation.
• Household changes: marriage, birth/adoption, divorce (when coverage is lost), death (when coverage is lost)
• Residential changes: moving to a new coverage area, moving to/from school, transitional housing changes
• Loss of coverage: employer coverage ending, aging off a parent plan, plan discontinuation
• Other events: changes impacting eligibility, citizenship status changes, disaster-related circumstances (when applicable)
DOCUMENTATION

Documents you may need

Recommended process: select a plan first, then submit the required documents within the stated window.
You may be asked to provide documents that verify the event and dates involved. Documents should include your name and relevant effective dates.

See plans & prices available in your area.

Enter your ZIP to see plans you qualify for and be matched with a licensed advisor.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
○   Trusted enrollment partner  
○   Secure Routing ○   HIPAA Conscious Guidance.

Why Compare Through EverAid?

MARKETPLACE COMPARISON ENGINE
Plan comparison module

Compare ACA Marketplace
 & Private Provider Plans

Instantly compare the Public - ACA Marketplace and Private Provider plans side-by-side so you can find the most affordable coverage with the benefits you actually need — all in one place.
PROVIDER NETWORK VERIFICATION
Network validation system

Provider Continuity Verification

Confirm in-network status for your physicians, specialists, and facilities.
PRESCRIPTION FORMULARY MATCHING
Medication Coverage verification

Prescription Coverage Validation

Confirm formulary inclusion and tier placement across available plans.
ENROLLMENT & APPLICATION PROCESSING
Secure application & routing system

Enrollment & Application

Review your options, confirm eligibility, and securely complete your application through licensed enrollment channels.
FACILITY ACCESS & NETWORK VALIDATION
Facility Access & network validation

Hospitals & Networks

Verify what facilities in-network are available to you before you enroll to avoid unexpected bills and ensure you always have access to the right care.
INCOME & SAVINGS DETERMINATION
Subsidy & cost-Sharing eligibility engine

Subsidies / Savings Eligibility

Pre-qualify for $0 deductibles, ACA subsidies, income-based discounts, and tax credits that can lower your monthly costs.

Compare Affordable 2026 health insurance plans — Nationwide.

✓  One-to-One Advisor Matching
✓ Average Match Time: Under 60 Seconds.
✓ Verified State-Licensed Advisors Nationwide.

Access Verified Plan Options
Takes ~30 seconds.
Your information is private and securely routed.
EverAid © 2026 · Secure Health Insurance Matching Platform · Not affiliated with Healthcare.gov