2026 Special Enrollment.
Affordable all-in-one plans that offer superior protection.
Are you looking for affordable healthcare options for your small business?
Protect your business financially by offsetting the cost of unexpected medical expenses for your employees.
See Plans & Prices in My AreaPLAN TYPE OVERVIEW
Small Business Health Insurance
Keep your whole team safe with customized plans. Small businesses should not have to compromise on quality healthcare coverage when it comes to taking care of their employees' needs, nor should they overspend to get it. Instead, discover all-in-one small business health insurance plans that offer superior protection at an affordable price point.
Small Business plans may be a good fit if you :
Health insurance for small businesses is essential to help retain and recruit quality employees. It also helps sustain employee productivity and satisfaction. With health coverage, you can provide your employees with peace of mind knowing that they have access to quality healthcare.
➤ Cost-Effective Care, Vast Network Access, Tax Advantages & Improved Team Satisfaction
How does small business health insurance work?
Small business health insurance plans typically involve a private insurer or the government's Small Business Health Options Program (SHOP). Depending on the plan chosen, employers may be required to pay a portion of their employees' premiums. The plan can provide coverage for employees' medical services such as doctor visits, hospital stays, prescription drugs, preventive care services like vaccinations and screenings, mental health services, and more.
➤ Coverage details, deductibles, and benefits vary by carrier and state.
What influences the cost of my small business health insurance?
The cost of small business health insurance will depend on factors such as the size of your company, the number of employees enrolled in the plan, and the type of coverage you choose. Other factors such as age, location, and lifestyle choices may also influence costs.
➤ A state-licensed EverAid advisor can help you review available plans and estimate potential savings before enrollment.
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What's covered and what's not under my small business health insurance?
Generally speaking, most plans cover services such as doctor visits, hospital stays, prescription drugs, preventive care services like vaccinations and screenings, mental health services, and more. However, the level of coverage may vary depending on the plan and specific benefits chosen.
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