2026 Special Enrollment.
You May Qualify for Lower-cost Coverage Based on Carrier Updates.
COVERAGE FOR HOUSEHOLDS
Family Health Plans
Family health plans cover more than one person under a single policy. They are designed for households that want unified coverage for spouses, partners, and dependents.
Family plans may use a combined deductible and out-of-pocket maximum for all covered members. Understanding how these shared limits work is important before enrolling.
What family plans typically offer
• Coverage for adults and dependent children on one policy.
• Preventive care, pediatric services, and maternity care (on ACA-compliant plans).
• Options to include dental and vision benefits for children and adults.
➤ A state-licensed EverAid advisor can help you review available plans and estimate potential savings before enrollment.
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Factors to review for your household
✓ Which doctors and pediatric providers your family prefers.
✓ Expected prescriptions for each member.
✓ Whether separate deductibles apply to individuals and to the family as a whole.
✓ How premiums compare across ACA and private options for your household size and income.
Explore family plan options
An EverAid advisor can walk through your family's ages, health needs and coverage timing to help match you with appropriate plans.
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